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Exemption from compulsory insurance in the case of marginal employment

Anyone who has a marginal job and earns less than 450 euros is not subject to health insurance.

Your responsible authority

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  • Detailed description

    If you are in a low-paid job (450-euro job/mini-job), you are exempt from insurance in this employment. You then do not have to pay any contributions for these.

    You must arrange your health insurance elsewhere.

    For example:

    • family insurance through the spouse or parents
    • Mini-job as a side job: health insurance runs through full-time work
    • Mini-job for recipients of unemployment benefit II: the Employment Agency may take over health insurance
  • Requirements

    The exemption from compulsory health insurance exists only as long as the reason for the exemption lasts.

  • Process
    • Your employer registers you after clarification of the insurance facts.
    • Your health insurance company will answer any questions you may have.
  • Responsible authority

    Health insurance

  • Legal basis
  • More informationen

    Further information can be obtained from

    • Your health insurance company

    or

    • of the Minijobzentrale
  • Approved

    Lower Saxony Ministry of Social Affairs, Health and Gender Equality

  • Approved date
    23.07.2020